RE; Magbalik by Callalily & Pagbigyan Muli by Erik Santos

4.1.2026

RE; Magbalik by Callalily & Pagbigyan Muli by Erik Santos

 

This is a mema i want to tell, but only those in sales will understand.

After so much reflection, aside from BIR problems, the reason im broke is that we lost a lot of regular clients this past 3 years.

 

The reason, i have to admit is my laziness or i can say burn-out. I have been working continuously (even during pandemic) for the past 20 years, burn-out & laziness got the worst of me.

 

I feel i am enslave to my small racket that evolved into a small business. I feel isolation in my computer office room working continuously to woo clients, & take their orders. 

 

Our good reputation of low cost, fast deliveries of high quality industrial items got us of bigger clients. Bigger clients are like those a client who is a leading Airline company, & like a big BPO company

 

Bigger clients means relatively bigger orders. For a small shop, a few thousand bucks of order are already big for us. At the time i got burn-out, we got some big orders that i failed to deliver because of my laziness, i did not take the efforts & action to produce the goods to deliver to the valued clients, until it is already very delayed & cancelled

 

Just think, It is like me ordering some foods, & expect deliveries since i am hungy & expecting some good food, But the ones i ordered never take action, & never delivered the items, so i never order again from them even though I am ordering from them from many years

 

Even if you are a good reliable supplier for the past many years, but then , the client trust you of a big order that you failed to act & never delivered. It is like you ghosted them, They have a valid reason not to trust you again even if you serve them well for the past many years.

Losing your regular clients means losing your main source of income, means you will get broke.. Aray ko

 

So here i am apologizing & sincerely asking for another chance, & that songs Magbalik by Callalily & Pagbigyan Muli by Erik Santos are like my theme songs as a sales person to motivate me to woo again our valued clients .

 

Just like a lover & in relationship, you will just realize the value of a regular client when they are gone..

 

So to our valued lost clients, na need ko ulet ligawan after mafile ang ITR.. This lyrics are for you..

 

Muli ay 'yong pagbigyan, ako'y nagkamali

Muli ay 'yong patawarin, ako'y nagsisisi

Alam kong ako'y nangakong 'di na mauulit pa

Ako'y nagkamali sa 'yo, muli ay patawarin mo

 

Ako ba'y 'yong yayakapin?

Nakaraa'y kayang limutin

Magtiwalang muli, mahalin mong muli

Magbalik ka sa 'kin

 

'Di ko kakayanin kung ika'y mawawala sa aking piling

'Di ko kakayanin 'pag nalaman kong wala nang pag-ibig sa akin

'Di kayang mag-isa, gustong kasama kita

Sa 'yo lang ang pag-ibig ko

 

Magtiwalang muli, ito na ang huling pagkakamali

Pag-ibig ko'y muling tanggapin

3.27.2026 2am April 15 ITR tax filing

 

3.27.2026 2am #onlinediary

 

April 15 ITR tax filing again is nearing, I have still 2 weeks . Sleepless nights again..so sacrifices will be made again & again. If i can bring back the years, I will never start a small business. Very very very hard to do small business in the Philippines.. You will become a slave.

 

The moment you register your small racket, it is like "Crossing the Rubicon" .

 

if you think that starting a small business is freedom because your self is your boss.. You will be mistaken.. When you start a small business in the Philippines.. You will have many non-forgiving powerful bosses that can literally destroy your life..

 

And who are these mighty bosses? ask VATman.. hehehe

 

So April 16 ,2026 is the day to start finding true love again..

No matter what other people will say, everybody deserves to love & be loved.. No matter the weight & the age, everybody deserves to be happy

Re= Small Business realities in the Philippines 2026

 

2.19.2026 #realtalk #onlinediary

Re= Small Business realities in the Philippines 2026

KALOKOHAN NA MAG Start at magREGISTER NG small BUSINESS NOW SA PINAS..Masisira lang ang buhay mo.. Kaya kung me plano ka now magsmall business, mag isip ka ng 100X.. Huwag ka magpadala dyan sa mga insipirational talk nina idol Chinkee Tan at ng mga iba pang business influencers like boss RDR ba yun? at maencourage magregister ng small business.

Mas oks pa rumaket nalang or mag OFW or yung traditional route na mag-aral ng mabuti, then mag apply sa mga blue chips company.. sure asenso..

Ang reality ng small business sa Pinas= Pra kang sumali sa sindikato, once your in, hindi ka na makakaalis, Pulubi ka na, negosyante ka parin.. kasi once your IN, you can never go out dyan sa small business, so habambuhay ka gatasan ng gobyerno..

ke Idol Chinkee Tan me konti ka pang mapupulot, medyo mauuplift spirit mo ng konti pag sobrang down ka na as small business.. pero yung Boss RDR napanood ko, puro encouragement lang, puro mema lang, wala namang technical knowledged na maibahagi.. sayang oras, makipagkwentuhan ka nalang sa lasing mong friends, ganon din yun

IF small business ka, sa tingin ko ang the best na ifollow mo is yung sa youtube-

ACCOUNTING TUTORIAL CENTER - search nyo nalang sa youtube

dyan, hindi lang encouragement or kung ano ano lang na mema lang mapapanood, it is like having a free seminar, me knowledge talaga at realistic lahat ng sinasabi about small business.

Sa Estimate ko, if wala kang 30M initial capital, para me sarili kang accounting at legal department, wag ka na magbusiness sa Pilipinas

Actually DTI ang me kasalanan nito, encourage ng encourage magsmall business sa Pinas, wala naman magawang protection sa mga micro & small Businesses laban sa sobrang daming government agencies na wala naman ambag sa pagunlad ng business mo, pero sangkatutak ang compliance..

NI parang hindi ko nga napapanood man lang or sino ba now ang DTI secretary? Natutulog sa pansitan.. Sino ba now ang DTI secretary? gising gising sir! paramdam ka naman! hahaha

Tingin ko ang konting hope ng mga small businesses is itong ARTA or Anti-Red Tape Agency na tinayo sa time ng matandang Duterte..

Kaya in a way, oks din sa akin si BBM, hindi nya dissolved tong ARTA , NTF-ELCAC na mga Duterte legacy at tinuloy nya yung mga projects ni Digong like yang araw araw kong nakikita na construction ng PNR North South Railway

isa pang hope mo as small business specially is yung DOST for technical knowledge specially if nasa food manufacturing ka or small manufacturing. Makakamura ka ng R&D, kasi as small business, wala ka naman R&D dept, pero pwede ka mag ask ng help sa DOST.

at then yung lifeline mo in time of urgent needs, is yung mga Banks na business friendly , or madali processing personal loan na reasonable ang interest like yung sa BPI personal loan, UnionBank personal loan at Chinabank Easycash (7% per annum lang interest)

realtalk..

habang tulala ako now kasi walang laman ang ATM ko now.

 

10.24.2025 #onlinediary #broke

 

 

hi cici, 

 

Me thinking kung kaninong kurap mapupunta yung 70K na binayad naming tax? 

 

Tulala kasi ako now kasi walang laman ang ATM ko now.  Gusto ko pa naman mag inom.. eto nacompute ko, this month alone, halos lampas na 70k yung binayad ko sa customs tax/ customs VAT etc pra lang sa mga small shipments this month. if mag import ka from China or indonesia, & japan, dapat mababa lang ang tariff or customs duties talaga kasi nga Free Trade sa china or Asean region..

 

pero babawian ka ng customs dun sa VAT ng value ng items mo.. Magaling mag imbento ang gobyerno ng kung ano anong tax, supposedly Free trade or low customs tariff, pro me naimbento sila in the form of VAT.

tapos ako eto broke na broke, ni walang budget pang inom mamya.. aasa na naman ako mamya sa kung sinong mabait na friends ang magpapainom

 

Syempre yung nakolek ng customs na tax, ireremit nila yun sa National Treasury, para budget sa mga project ng gobyerno. So naiisip ko now, kaninong politiko at contractor kaya mapupunta yung 70K na binayaran namin? hahhaa

 

kaya masisisi mo ba ako bat galit na galit ako sa mga kurap?  yung mga ordinaryong tao katulad natin eto tiis tiis sa bulok na kotse, tiis tiis sa paginom ng gin pra pondohan lifestyle ng mga politiko namin.. 

 

 

70K madami dami naring san mig light yun..   

wala narin ako budget pang date man lang hays.. pano kaya ako magkakachicks nito ? hahahah

 

 

 

 

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*Both China and the ASEAN region have free trade agreements, with the most significant being the ASEAN-China Free Trade Area (ACFTA) and the Regional Comprehensive Economic Partnership (RCEP), which includes both China and ASEAN countries along with other partners. The main differences are their scope and focus, as ACFTA is a specific bilateral agreement, while RCEP is a broader, multi-party regional agreement.

Rep. Leviste: Lowering VAT to 10% should be top tax bill in 20th Congress

 

 

 

MANILA, Philippines –  Batangas 1st District Representative Leandro Legarda Leviste has filed House Bill No. 4302 to lower the Value-Added Tax (VAT) to 10% and moved on Wednesday that this be at the top of the agenda of the Ways and Means Committee for the 20th Congress.

Leviste made the motion during a Ways and Means Committee hearing with the Department of Finance (DOF) on priority tax measures.

Leviste is vice chairman of the House Ways and Means Committee, which handles the financial affairs of the national government, including taxation.

“I move that we put lowering the VAT at the top of the agenda of the Ways and Means Committee of the 20th Congress. In line with this, I have filed a bill to reduce the VAT to 10%, which could reduce VAT collections by P200 billion or an average of P7000 per household per year. How we will offset these foregone revenues can be the subject of further discussions, but we should have the options by our next meeting, and we should pass the bill lowering the VAT by the end of this year,” he said.

Leviste asked House Ways and Means Committee Chairman Miro Quimbo, “Mr. Chair, can we get your best effort that the Ways and Means Committee will pass a bill to lower the Value-Added Tax to 10% by the end of this year?

“You will have our super best effort,” Quimbo answered. 

“Lowering the VAT is a more efficient way to give Filipinos more disposable income, increasing consumption and our country’s GDP, and I believe that the vast majority of our constituents will benefit from replacing Value-Added Taxes with more progressive measures,” Leviste added.

House Bill No. 4302 gives Congress flexibility on how to offset the foregone VAT revenues, and instead provides that the President, upon the recommendation of the Secretary of Finance, can decide on the implementation of the reduction in VAT based on the country’s deficit-to-GDP ratio.

 

 

9.4.2025 #onlinediary

Salamat naman at now me isang congressman na nakinig.. Oks to si billionaire congressman Leviste na batambata.., pero yung solar company nito sa batangas, hindi kami binayaran sa small items na nadeliver namin nung pandemic na worth 15,000 pesos lang, hahaha, wala daw pambayad sabi ng accounting tuwing nagfofollow up kami, pero lagi mo mababasa sa news me billion pesos solar project sila.. kaya ang sakit! hhahaha congressman beki nemen.. hehehe

if small supplier ka, napakahirap magcollect if ang company is pagaari ng politiko, ewan ko ba kung bakit? me konti rin kami nadeliver dati sa makati sa mga mining companies na pag-aari din ng mga politiko na mga small items lang, mga nasa 10,000 pesos lang, sobrang barya lang sa kanila. pero hindi na rin nakolek sa sobrang hirap magcollect.. lugi pa sa pamasahe kaya naggiveup nalang ako ikolek at sumumpa na iiwas na sa mga clients na mining companies na pag-aari ng mga politiko, unless advance payment..

pero yung ibang BPO company/mga call centers na makati / NCR based, masarap maging clients. kahit maliit lang ng order nila na mga special items lang kasi hindi naman sila factory na nagsosolder, masarap parin maging clients kasi ontime magbayad, at online transfer nalang. hindi ka na mahihirapan magkolek..

anyway, Noon pa natin sinasabi at ng karamihan, instead of puro ayuda ayuda na hindi ka naman din sure if napupunta nga sa dapat mapuntahan, its about time to lower the 12% VAT ni recto to 10% VAT...

malaking bagay sa mahihirap yung 2% less vat , pra lahat makinabang.. Everyday you pay tax even if you are not aware of it in terms of that 12%VAT.. Kumain sa jolibi me 100 pesos, 12pesos agad yung tax mo sa gobyerno. manood ka ng tv, bayad ka VAT sa kuryente, everyday 12% Tax.. hahaha

Secretary Recto its about time to correct your huge mistake during the time of PGMA..

if mapush thru ni cong leviste tong batas to lower the 12%Vat to 10% vat, iboboto ko tong presidente ! kasi ibig sabihin nag iisip itong tao nato at talagang me malasakit sa bayan!

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**The Philippines has the highest VAT in Southeast Asia at 12%, compared to approximately 11% in Indonesia, 10% in Vietnam and Cambodia, 9% in Singapore, 7% in Thailand and Laos, 6% in Malaysia, 5% in Myanmar, and 2.5% in Timor-Leste.

 

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ref: 

https://newsinfo.inquirer.net/2104283/rep-leviste-lowering-vat-to-10-should-be-top-tax-bill-in-20th-congress 

habang nanood sa youtube paano magsubmit ng financial report online sa SEC?

 

 

8.9.2025 saturday early night #onlinediary 

 

after manood ng gilas pilipinas,

now working ng small shipment from USA & china, habang naglalaba, habang naghuhugas ng pinggan, habang naglilinis ng house pra makita yung libro ng algera at calculus, habang nagwoworkout pra pumayat payat naman ng konti habang nagsesearch kung paano ba magvoice over sa mga video? 

 

habang nanood sa youtube paano magsubmit ng financial report online sa SEC?

 

multitasking ba yarn? hehehe

 

 

Philippines tariff of USA products import how many percent?

U.S. Goods Entering the Philippines (Imports from U.S.)

 

philippines tariff of USA products import how many percent?

If you're asking what tariff rate the Philippines imposes on goods imported from the U.S., here’s what the current information shows:

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🇵🇭 Philippines Tariffs on U.S. Imports

1. New U.S.–Philippines Trade Deal (as of July 22, 2025)

• Customs duties on U.S.–made goods entering the Philippines have been reduced to 0% under a newly signed bilateral agreement
  

• This makes most U.S. imports effectively duty‑free, meaning no import tariff applies for qualifying goods.

2. Still Pay Other Taxes and Fees

Even with 0% duty, imports are still subject to:

• 12% Value‑Added Tax (VAT) calculated on the full landed cost (CIF value: goods + shipping + insurance) plus any applicable duty (which is 0%)

• Brokerage & Handling Fees, Customs Documentary Stamp, Import Processing Fee, potentially Ad Valorem or excise taxes for items like vehicles, tobacco, and alcohol

3. General Tariff Landscape

• Outside of this U.S. deal, the Philippines’ Most Favoured Nation (MFN) tariffs range from 0% up to 65%, depending on the product category.

• On average, applied MFN tariffs for non-agricultural goods are around 5%, and around 10% for agricultural goods, prior to specific trade deals

4. Small Shipments Exempt (“de minimis” rule)

• Packages valued at ₱10,000 or less (about USD 175) are exempt from both import duty and VAT, per the de minimis threshold rule

• This still applies even under the new duty‑free framework, which applies mostly to larger / formal entries.

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✅ Summary Table

Item	Tariff on U.S. Goods	Other Charges Still Apply
Formal import (over ₱10 k)	0% duty (under new trade deal)	12% VAT, brokerage fees, stamps, excise duties
Low-value shipments (≤ ₱10 k)	Not subject to duty or VAT (exempt)	May still incur courier handling fees

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🧾 Example Scenario

If you import a U.S. product valued at ₱15,000 including shipping:

• Customs duty: 0% → ₱ 0

• VAT: 12% of ₱15,000 → ₱1,800

• Other fees (brokerage, stamp, processing): typically ₱300–₱1,500 depending on courier
  So your total tax/fee bill would be around ₱2,100–2,700.

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📌 Bottom line:
Thanks to the new deal effective July 22, 2025, U.S. exports entering the Philippines now face no import duty, although VAT (12%) and handling fees still apply. Small-value items under ₱10,000 are exempt from both.

Let me know if you'd like help checking the duty rate on a specific product—just share the description or Harmonized System code (HS code).

 

 ===

 

If you're asking about how much tariff the Philippines imposes on U.S. electronic products and industrial supplies, here’s the latest:

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📦 U.S. Goods Entering the Philippines (Imports from U.S.)

Electronics & Industrial Supplies

• Due to the recent bilateral trade deal (July 22, 2025), most U.S. imports—including electronics and industrial machinery—are now subject to 0% customs duty when entering the Philippines
  

• Exceptions may exist for some categories—but broadly, this extends to high-value items like semiconductor manufacturing equipment, industrial tools, and raw materials such as epoxy and test systems
  

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📤 Philippine Exports to the U.S. (Reciprocal Tariffs)

Not directly your question, but for context:

• The U.S. will impose a 19% tariff on Philippine exports, including electronics products, under the same trade deal philstar.com+8Reuters+8The Times of India+8.

• However, many Philippine exports—especially semiconductors and electronics—are exempt due to WTO ITA provisions (0% or low duty) Wall Street Journal+15philstar.com+15Wikipedia+15.

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✅ Summary Table

Flow	Electronics & Industrial Supplies	Tariff Rate
U.S. → Philippines (Imports)	Most electronics & machinery	0% customs duty under new trade deal
U.S. → Philippines (Imports)	Some categories with local protection*	May still incur standard MFN rates (0–10%)
Philippines → U.S. (Exports)	Electronics & semiconductors	U.S. tariffs: generally 19%, but many ITA‑covered items are duty‑free or very low

* Products competing strongly with domestic Philippine producers may still face standard Most-Favoured‑Nation (MFN) duties (historically 0–10% for electronics/industrial goods) if not covered by zero‑duty concessions

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🧾 Additional Notes

• VAT (12%), customs stamps, broker fees apply on U.S. imports—even with 0% duty—based on CIF value (goods + shipping + insurance)

• Small shipments valued at or under ₱10,000 (~USD 175) remain exempt from both duty and VAT under the de minimis rule RedditReddit.

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🧰 Example:

Importing a U.S. industrial device worth ₱50,000 (incl. shipping):

• Customs duty: 0% → ₱0

• VAT: 12% → ₱6,000

• Other fees (brokerage, stamp): ₱500–1,500
  Total taxes/fees ~ ₱6,500–7,500