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Tuesday, May 5, 2026

5.5.2026 #onlinediary Micro-YouTuber

Cinco De Mayo 

5.5.2026 #onlinediary Micro-YouTuber
cici!
i have been blogging (my online diary/ journal) as a hobby since 2007 or about 20 yrs from now.. So it is blogging with the letter B, so it is only writing & publishing some photos.. So far Google has given me about 400 USD for the past 20 yrs of Blogging, or about 100 USD every 5 years or about 5000 pesos every 5 years .. hehehe
 
It is like 1,000 pesos every year as a gift from google to continue my hobby. My motivation is that all the famous people in the world has some sort of Diary or some sort of journal so i want my name to be place below them. I want the whole world (& historians) to know my thoughts 100 years from now..
 
Leonardo da Vinci: Famous for his mirror-image cursive, his journals contain inventions, sketches, and studies. Marie Curie: Her notebooks hold personal notes and observations on her groundbreaking work with radium. Charles Darwin: Recorded details during his expeditions and scientific journeys.
 
Albert Einstein & Thomas Edison: Both utilized journals to organize their thoughts, play with ideas, and foster creativity. 
 
Hey even Jose Rizal & Taylor Swift have diaries! hehehe
 
Though Julius Caesar did not keep a personal diary for his private thoughts. Instead, he wrote Commentaries, which were essentially "dispatches from the front" meant for public consumption in Rome. So it is the same thing as my online diary, meant for public consumption in the net. hehehe
 
I am really very camera shy & not into the video form or VBlogging or now it is spelled as Vlogging so i miss the boat. Also i am not that good in video editing. So i really avoid video form.
 
But the world changes, very few people are too lazy to read. I am afraid, Google will shutdown blogger ( hopefully not), so i must have a backup online diary, so it is now the youtube & aim to be a micro-youtuber. hehehe
 
So if you are the very few who finish reading this whole entry in my online journal, you are surely an intellectual & an intelligent person because wise persons know how to read..
Then now, naks naman, after 14 years sa youtube, with zero youtube earnings, with 10 subscribers, hehehe, google is asking me to file US Tax form for future youtube earnings, hehehe.. so ganito pala yung mga finafile nina raffy tulfo at ninong ry..hehehe
 
So let be this Cinco de Mayo as the Day zero of "Micro-Vlogging" as a new serious hobby to fight loneliness.. So hopefully, may this 10 subscribers grow into 1,000 subscribers, & may this 0.00 USD will be like 100 USD someday somehow, with God's help ,Amen..
 

 

Monday, May 4, 2026

Congrats to MVP & President BBM & former president Digong Duterte for this Calax..

 

Congrats to MVP & President BBM & former president Digong Duterte for this Calax.. it is 10 yrs in the making, The one thing i love with BBM is that he is not cancelling Digong's massive build build build projects ( even they are political rivals now), instead, he is completing it.
Kung Dilawan yang nanalo last 2022, cancel yang Calax na yan prang pagcancel sa Bataan nuclear power plant at Laguna Lake massive dregding... Kaya up ton now sobrang mahal ng kuryente at hindi na mawala ang baha sa Laguna.. dun sila magaling, pag project ng kalaban, prang ex mong toxic, mahilig magcancel...
si BBM, hindi nagkakancel.. so credit to him, Mabuhay kayo mga sir!
disclaimer= this is my personal opinion & personal diary only, not a paid troll ( sana nga me bayad...hehehe)

hirap magpapayat.. Bike bike nalang daw sabi ni Idol Buboy cesar montano


cici!
hirap magpapayat.. prang gusto ko ng maggive up...sanay na naman ako masabihang mataba...hehehe
kaso kada magsusuot ako ng sapatos or kakain ng nakaupo... prang ang hirap! ipit na ipit yung bilbil ko... hays...
pro tama si idol buboy cesar montano... if hirap ka sa mga jogging, medyo hirap nako tumakbo... so magbike nalang.. then medyo nakakahiligan ko now tumambay sa pool.. swimming pool ha, hindi billiards pool. hehehe
yun nga lang, konting lakad, konting bike, konting swiming, medyo nahihilo na.. hahaha

NCAA Season 101 Beach Volleyball 2026 awarding! Behind the scenes

NCAA Season 101 Beach Volleyball 2026 awarding! Behind the scenes
Congrats! & special thank you to idol Axel Van Book of San Beda university!
& to idol Pranger Tahilludin & the whole San Beda men's beach team for the selfie
 
 

May 3, 2026 Nuvali Beach Volleball area special thank you to idol Axel Van Book of San Beda university! -------- San Beda University seized a double gold medal feat in the NCAA Season 101 beach volleyball after ruling both the men's and women's divisions on Sunday at the Nuvali Sand Courts in Santa Rosa, Laguna. The San Beda Lady Red Spikers, led by Bea Udarbe and Marielle Teves, turned back De La Salle-College of Saint Benilde in the finals to pull off an 18-21, 21-7, 15-8 victory. This marked San Beda's third title in the women's beach competition and first since Season 94, where the school seized its back-to-back championships. In the men's division, the San Beda Red Spikers made history after clinching its first-ever men's beach volleyball crown by taking down Benilde in the championship round, 21-17, 14-21, 15-13. Axel Van Book led the charge alongside Pranger Tahilludin as they redeemed themselves after bowing out in the quarterfinals round of the indoor edition, where Book was named MVP. Meanwhile, Emilio Aguinaldo College salvaged a bronze medal in the women's division after outlasting University of Perpetual Help System DALTA. Colegio de San Juan de Letran likewise snatched a podium finish after beating Arellano University in the battle for third. —JKC, GMA News

Salamat sa mga local artist ng Laguna at Cavite..

 

  


cici,
Sobrang lungkot magisa...hays
Mapapaisip ka nalang -
What is my purpose in life?
Or what is the meaning of life? Or like saan ako nagkamali? Saan ako nagkulang? Bakit hindi ako yung pinili?
Or Aabot kaya ng 63 php is to 1 uSd? Magmumura pa kaya ang gas at diesel?
But kesa magmukmok magisa sa bahay, inaaliw nalang ang sarili sa pakikinig sa musika...
salamat sa mga magagaling na local artist sa mga restobar sa cavite, at laguna..
Malungkot man sa buhay dahil magisa nga lang at walang sexyng partner na makakayakap paguwi ng bahay, libangin nalang sarili sa musika..
habang umaasa parin ke Lord na bibigyan ka parin ng isang babaeng Kay tagal mo ng hinihintay..
sanay magkachicks na this summer, pra matapos natomg mga brokenhearted post na to..nauumay narin ako sa sarili ko.. pati si cici, umay narinn
5.4.2026 #onlinedary
220am
 
 
 


 

 

Thursday, April 30, 2026

Abolish Senate!

 

photo from FB page of Abs-cbn.news

 

Cici !
Idol ko sina Robin Padilla, Isko Moreno, Vico Sotto, Kiko Barzaga, at Raffy Tulfo, kasi pareho kami ng political beliefs..
But sa tingin ko pra umunlad ang PInas, Need na natin iaabolish tong Senate at Partylist system nato? masyado ng pabigat sa taxpayers mga sweldo ng mga to..Doble doble or triple pa nga ( kasi me BiCam pa) pinapasweldo ng mga tax payers..
 
at ginawa nalang Front ng mga kurap na contractors at terrorista yung mga partylist
 
Yung senate need na iabolish at yung sobrang mahal nilang building gawin nalang public hospital at wala naman tong silbi sa bayan kundi puro impeachment lang ang alam
 
Kayang kaya naman ng mga District representative or Congressman lang yung work. Unicameral system dapat parang sa Sweden.. 
 
this way, mabilis ang paggawa ng batas, konti lang pinapasweldo ng taxpayers, mabilis makapag adapt ng mga new laws na naaayon sa panahon, uunlad ang Pilipinas
---------
*A unicameral house of Congress is a legislature with a single chamber, chamber, or house that passes laws, unlike bicameral systems with two chambers. It is often more efficient, cost-effective, and transparent. Common examples include Nebraska in the U.S., as well as countries like New Zealand, Portugal, Sweden, and Hungary

cici,

 

cici,
Yung jowa ko now, pinakasexy ( at pinakamaganda) sa lahat ng nakilala kong babae..real talk.. sobrang baliw na baliw ako now..mahal na mahal ko siya..kaya Eto tinigil ko na pakikipgchat sa mga russians at Ai Gf..
Gagawin ko lahat pra mapasaya siya.. mamahalin ko siya ng seryoso at kahit broke ako now, gagawin at ibibigay ko lahat ng gusto nya maging happy lang siya..ganyan ako magmahal
4.30.2026 #onlinediary 1am

Thursday, April 23, 2026

Huwag nyo na encourage mga tao magbusiness,

Sa mga influencers sa FB= 

 Huwag nyo na encourage mga tao magbusiness, masisira lang buhay nyo sa business. maniwala kayo .. pra kayong alipin ng gobyerno sa dami ng permit, compliance at penalty na babayaran nyo. Need magcomply sa BIR, SSS, PAgibig, Philhealth, SEC, Mayors permit, then pati DOLE gusto rin magreport ka.. kahit 1 lang emplyeado mo.. Naparami mong iisipin kakacomply sa mga gobyerno.. Wala ka pang Kita ubos na kakacomply sa mga yan.. mawawalan kayo ng Freedom, 24 hrs/ 7 days a week puro business nasa isip.. at walang kasiguraduhan ang kita.. MAs oks maging empleado, yayaman karin naman dyan sa corporate world, me peace of mind ka pa.. at enjoy sa Life..

Monday, April 20, 2026

how to add funds to paypal if you are from philippines?

 


 

Adding funds to a PayPal account in the Philippines is best done by linking a local bank account or debit card in the "Wallet" section, allowing for direct transfers. Common methods include linking banks like BDO, utilizing GCash for transfers, or using GoTyme Bank debit cards. It is recommended to use the website to initiate transfers, which take 3–5 business days.
Top Ways to Add Funds to PayPal in the Philippines
  • Link Local Bank Account: Log in to your PayPal account, go to the "Wallet" tab, click "Link a bank account," and enter your bank details. Verified banks in the PH include BDO.
  • Link Debit/Credit Card: You can link a Visa or Mastercard debit/credit card (e.g., GoTyme) to use for purchases without pre-funding the balance.
  • Transfer from GCash: You can link your PayPal to GCash and transfer funds between the two accounts.
  • Request Money: Send a money request to another person who can then pay you directly into your PayPal account.
Key Details to Remember
  • Transfer Time: Adding money from a bank account typically takes 3-5 business days.
  • Account Name: The name on your linked bank account MUST match the name on your PayPal account.
  • Website Usage: To "add money" to your balance, it is often required to use the PayPal desktop site rather than the app.
  • Verification: Linking a bank account or card also verifies your account, allowing you to withdraw funds, not just add them.
Common Banks Used
  • BDO: Commonly used for linking.
  • Security Bank: Supports linking directly to check/savings accounts.
  • GoTyme Bank: Supports linking debit cards.
  • Maribank: Known for allowing direct transfer services to E-Wallets.


 

Saturday, April 18, 2026

Makaahon sa Kahirapan medyo kakayanin pa.. yung makaahon sa Kalungkutan, me pagasa pa kaya???

 

After ko magkulong ng 1 month sa bahay at pag-aralan sa youtube at google at chatgpt ang mga bagay bagay sa pagfile ng mga need sa BIR, SSS, pagibig, philhealth etc.. medyo nagkaron ako ng konting confidence na kaya ko pang umahon sa kahirapan.
 
Inaasa ko lang kasi yan dati sa mga dating Admin namin at 3rd party bookkeeper at hindi chinecheck or pinag-aaralan man lang.. Pero pag me mistake or non-compliance, ako yung napepenalty at naghihirap...hindi naman sila.. so now nilalagay ko na sa sarili kong kamay ang mga bagay bagay. 
 
Dahil narealized ko ang hirap maging mahirap!!!! ni hindi ako makabili now ng laptop! šŸ™ . Awang awa nga ako sa sarili ko na ang daming nabili ng BYD at EV now, pero ako, wigo na nga lang dream car ko, hindi ko pa maafford..
 
Pero habang tumatagal now, medyo bumabalik na ulet confidence ko na kaya pang bumangon.. dahil medyo napag aaralan ko na pasikot sikot sa BIR at iba pang gov compliance.. Namaster ko na kasi ang art & science of selling.. im a highly skilled sales engineer..Ang napabayaan ko pag-aralan dati is yung sa admin side sa mga BIR bir stuff na yan kaya ako naghirap..
 
Kabaligtaran sa Lovelife... Habang tumatagal, lalo ako nawawalan ng pagasa makakahanap pa ng lovelife.. so plano ko is magenjoy nalng sa beach at pool this summer...
 
14 yrs na pala ako single & alone sad lonely...at 4 yrs ng broke poor...pero feeling ko mga 2-3 years from now makakaahon ulet ako sa kahirapan.. Pero yung makaahon sa kalungkutan , hindi ako sure kung ilang years pa aabutin..huhuhu
 
But Hopefully maawa sa akin si Lord this summer, me sinabi siya sa Bible matthew 7:7 at bigyan ako bigla ng sexying partner in life..pra me makasama na ko sa beach...pra maging happy na..
---
Lord as per matthew 7:7, i am but your humble servant.. I succumbed to your will , i am asking you Lord pls give me a GF this summer, a woman that i can marry , a few years from now.. amen #Openprayers

Friday, April 10, 2026

SEXTUPLE taxation sa Pinas..

4.10.2026 #onlinediary #TaxPH SEXTUPLE TAXATION in Pinas 
cici, eto mema lang na me halong realtalk, kasi syempre hindi ka naman makapagreklamo.. kaya advise ko sa anak ko, wag na wag magbusiness sa Pinas.. magcorporate world ka nalang , yung tax mo sa sweldo lang, matic pa ipafile ng HR nyo..
 
talking about taxation, KAwawa talaga small business sa Pinas.. hindi lang doble taxation, prang quadruple or sextuple* taxation na ah..hahaha, ganito kasi yan...
 
EVERY TIME MAKABENTA KA;
1. matic babawasan ng 1% withholding tax yung sales mo na pinaghirapan mo , so matic kahit wala naman ambag, me 1% agad mga nakamaleta sa National Government sa pinaghirapan mo..
2. then every month, bayad ka ng 5% again sa withholding tax sa renta mo.. so me 5% na naman mga nakamaleta sa National gov..
3. then every quarter, magpafile ka pa ulet ng quarterly VAT.. kaya dapat isave mo yang mga mamahaling mong resibo ng gasolina..
4. Then pagdating every April, bayaran naman ng Annual ITR.. so bayad ka na naman... me 20% sa kinita mo yung mga nakamaleta..
----
5. bukod pa yung bayad Tax sa municipal or city kung saan ka nagooperate na nasa 1-2% ke kumita ka or hindi.. pero tong tax sa LGU, is oks lang.. kasi me ambag naman yung LGU sa business mo, sino ba nagkokolek ng basura? sino ba nagmemaintain ng peace & order..
pero parang me mali no?
6. Kasi nagbbayad pa ka ng mga amilyar, tax sa bahay mo at syempre malaki rin yung real estate tax ng landlord mo kung saan naroon office mo..
tax to national level, tax to local level.. Bukod pa yung mga sangkatutak na penalties nila.. mga hype..
 
NOTE= hindi lang pala sextuple to.. kasi me quarterly VAT payment pa, at every time bibili ka ng kung ano, kahit nga manood ka lang ng netflix, hbo max, lahat actually ng kilos at galaw mo me 12% VAT...
 
naubusan nako ng words sa dami ng tax sa Pinas.. ahhaha 
 
NASIRA NA ULO KO.. kakasubsidize sa lifestyle ng mga nakamaleta.. hahaha
----
*sextuple= hindi to bastos, it means to become six times as big, or to multiply a number or amount by six:

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