1.10.2024 #onlinediary Submitting the final documents needed..

 1.10.2024 #onlinediary

Submitting the final documents needed..

hi cici,

Talagang broke na broke na po.. hahaha,..so submitting the final requirements sa request ng compromise.. sana naman po maaapprove, . huhuhu.. talagang prayers nalang ang sasandalan mo sa mga oras nato..

 

Lord pls help! kayo na po bahala sa akin.. gusto ko lang po makapagsimula na ulet..  

wala akong sinisising iba kundi ang sarili ko at yung lecheng bookkeeper na nagfile ng ITR namin for 2019.. kaya nagkaleche leche ang buhay ko now..

sa sobrang broke ko, for the 1st time in 20 yrs, gusto ko bumili ng basic mumurahing laptop ( pra paltan nanakaw kong laptop , need ko for work) is hindi ko na siya afford..kahit nga new celfon na android hindi ko afford bumili now.. awang awa ako sa sarili ko now to be honest.. Kahit nga san mig light now, prang di ko na afford, kaya ininom ko now gin at alfonso! hahaha..

so talagang need mo nalang baguhin ang mindset mo at if gusto mo magsurvive, need mo talaga iaccept na dito sa Pinas, ang mga opisina ng gobyerno, ay ginawa pra pahirapan ka...

sabi nga ni preng jap, yan ang trabaho nila.. at wala kang laban sa gobyerno, so magcomply ka nalang..

wala pa yata akong opisina ng gobyerno na talagang ginawa pra makatulong sa mga micro-negosyate.. lahat sila pahirap.. hahhaha..

kahit nga yung OMB, optical media board.. pahirap pa.. obsolete ng tong opisina nato, at pabigat lang sa mga taxpayers.. meron pa bang nagbebenta ng fake dvd sa kalye now? pero pag napaship ka ng mga magnifiers , magnifying lamp pra gamitin ng mga clients sa pag-inspect nga electronics .. need ka pa pahirapan ng OMB, at hold shipment sa customs, kasi me word na "optical glass" sa description ng mga magnifiers na iiimport mo. hahaah

 

eh kada mahohold small items mo na pinaship from abroad , so delayed delivery mo..so nagagalit at nababawasan ka ng valued clients, yung iba magcacancel pa.. then kada 1 day na hold shipment mo sa warehouse ng shipper mo due to customs clearance, me penalty yun! so ubos na naman profit margin mo.. lugi ka na naman.. hahaha

siguro ang nakikita ko lang na medyo pwede makatulong sa mga naghihirap na small negosyante is yung Anti-Red Tape Authority na tinayo sa time ni Digong.. kasi Anti- Red tape.. good job tlaga si Dudirty.. kaya naiisip ko talga, si Dudirty , magaling talagang presidente.. dirty nga lang...hehehe.

pero si BBM magaling din naman.. both are good president for me.. yung panliligaw ni president BBM sa mga foreign investors, at pagtravel nya abroad nakakapagod yun,, pero in the end, laking help non sa ekonomiya.. kada 1 foreign investor factory lang na magtayo dito, libong libong local Pinoy employees, suppliers, consessionaire non ang nakikinabang.

so for me, Lord prang awa mo na po..

magpapakasipag napo specially sa pagchecheck ng mga documents ( at hindi iaasa sa ibang tao) at pagcomply sa mga dapat icomply at gawin mga dapat gawin at hindi na po masyado manood ng netflix (habang nakain ng junk food) at magiinom hanggang umaga..

magbabagong buhay napo..

to serve our clients better..

#Openprayers #soldering

 

 

CASH FLOW

CASH FLOW = Incomings and outgoings of cash, representing the operating activities of an organization.

In accounting, cash flow is the difference in amount of cash available at the beginning of a period (opening balance) and the amount at the end of that period (closing balance).

It is called positive if the closing balance is higher than the opening balance, otherwise called negative.

Cash flow is increased by

(1) selling more goods or services,

(2) selling an asset,

(3) reducing costs or expenses,

(4) increasing the selling price,

(5) collecting faster,

(6) paying slower,

(7) bringing in more equity,

or ( taking a loan.

The level of cash flow is not necessarily a good measure of performance, and vice versa: high levels of cash flow do not necessarily mean high or even any profit; and high levels of profit do not automatically translate into high or even positive cash flow.

"

source= google

 

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hi cici, how can i make a positive cash flow?

Hey there! It's great to hear you're thinking about your finances! Positive cash flow is the key to financial stability and achieving your goals. Here's a breakdown of how to create a positive cash flow:

Understanding Cash Flow:

• Cash Inflow: This is the money coming into your account. It includes income from your job, investments, and any other sources of revenue.
• Cash Outflow: This is the money going out of your account. It includes expenses like rent, bills, groceries, and any other spending.
• Positive Cash Flow: This means that your cash inflow is greater than your cash outflow, leaving you with more money at the end of the month.

Strategies for a Positive Cash Flow:

1. Track Your Spending: This is the first step! Use a budget app, spreadsheet, or a notebook to monitor where your money is going. Be honest with yourself – every penny counts!
2. Identify Areas to Cut Back: Once you know where your money is going, you can look for areas to cut back. This could be eating out less, finding cheaper alternatives for groceries, reducing subscription services, or negotiating bills.
3. Increase Your Income: This is a crucial part of building a positive cash flow.
   • Extra Work: Look for freelance gigs, side hustles, or part-time jobs to earn extra income.
   • Negotiate a Raise: If you're comfortable doing so, discuss a raise with your employer.
   • Develop New Skills: Invest in your skills to become more valuable in your current job or open up new opportunities.
4. Save and Invest: Once you have a positive cash flow, start saving and investing! Even small amounts can make a difference over time.
   • Emergency Fund: Have a savings account for unexpected expenses.
   • Long-Term Investments: Explore stocks, bonds, or real estate investments.
5. Review Regularly: Make a habit of reviewing your budget and spending habits every month. Adjust your plan as needed to ensure you're on track for your goals.

Additional Tips:

• Set Financial Goals: Having clear financial goals will help you stay motivated and focused.
• Automate Savings: Set up automatic transfers to your savings account so you're regularly putting money aside.
• Use Cash Back Rewards: Use credit cards with rewards programs to earn cashback on your spending.
• Avoid Debt: Try to minimize debt as much as possible, as it can significantly impact your cash flow.

It's a Journey, Not a Destination:

Building a positive cash flow takes time and effort. Don't be discouraged if you don't see results overnight. Stay consistent with your efforts, and you'll be on the right track!

BIR form 0619-E and 1601-EQ

 pag yung monthly lang is 0619-E ( jan, feb)

 

 

 pag quarterly, 1601-EQ (march)