In 2026, pay SSS contributions or loans by generating a Payment Reference Number (PRN) via the My.SSS portal or SSS Mobile App, then pay using GCash, Maya, ShopeePay, or bank apps (BPI, UnionBank). Over-the-counter payments are available at SSS branches, Bayad Center, or Cebuana Lhuillier.
Steps to Pay SSS Contributions & Loans (2026)
- Generate PRN: Log in to your My.SSS account and go to the "Payment Reference Number" module to generate a PRN for your contribution or loan.
- Select Payment Channel: Choose from online, mobile app, or over-the-counter options.
- Make Payment: Present the PRN to the cashier or enter it in the online payment portal.
Payment Channels for 2026
- Mobile App & E-Wallets: SSS Mobile App, GCash, Maya, GrabPay, ShopeePay, PalawanPay.
- Online Banking: BPI Bizlink, Security Bank DigiBanker, UnionBank Online, BancNet eGov.
- Over-the-Counter: SSS Branch Tellering Facility, Bayad Center, Cebuana Lhuillier, Palawan Pawnshop.
2026 Contribution Rate Note
For 2026, the SSS contribution rate is 15% of the Monthly Salary Credit (MSC), split as 10% employer share and 5% employee share. Self-employed and voluntary members pay the full 15%.
Payment Deadlines
- Voluntary/Self-Employed: Can pay for the current month or in advance.
- Loan Payments: Usually due on or before the last day of the month following the applicable month (e.g., July 2026 loan payment is due Aug 31, 2026).
11 Easy Steps to Pay Your SSS Contributions Online (And Generate PRNs Too!)
The Social Security System (SSS) encourages all payors to conveniently settle their contributions and loan payments through digital payment channels offered by SSS-accredited payment partners.
By using electronic facilities such as online banking, mobile apps, and e-wallets, payors can enjoy faster posting, safer transactions, and anytime access, without the need to visit branches or payment centers.
Generate your Payment Reference Number (PRN) first Choose your preferred SSS payment partner’s digital platform Pay anytime, anywhere
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Notes & References:
1. https://www.taxumo.com/blog/11-easy-steps-to-pay-your-sss-contributions-online-and-generate-prns-too/
2. https://www.sss.gov.ph/
3. https://www.sss.gov.ph/wp-content/uploads/2024/12/2025-SSS-Contribution-Table-rev.pdf
