Taal Volcano

Taal Volcano as seen in Picnic Grove at Tagaytay City

 

Ang Daan sa tagumpay ay usually lubak lubak

to myself, para ma self motivate-  The road to success is not always paved,. lubak lubak siya malimit.. parang mukha ko lubak lubak.

makatingin na muna s picture ni maureen ng eat bulaga para maispire sa work..

BANK DORMANCY FEE in the Philippines

it yung laging complain ng nanay ko na OFW, she is very right. i am puzzled why the banks in the Philippines are charging dormancy fees, i was informed that in developed countries, they are not charging dormancy fees to inactive bank accounts.

ganito rin nangyari sa Ate Ana ko sa Union Bank , imbes na madagdagan yung pera nya sa bangko dahil hindi nya ginagalaw is nabawasan pa ng husto.

yung nanay ko naman is sa PNB, my mother is working abroad so mga every 3-5 years lang nauwi, so she is very dissapointed na imbes na kumita ng interes yung account nya sa PNB , Allied Bank dati, is nabawasan pa.

pero Duterte's way , hate him or love him, i think this simple changes of getting years before you will be charged of Dormancy fees from the former 2 years only i think  is a good improvement.

but i hope in the future, this Dormancy fees should be abolished

so for now, if you have extra money & you think you will not use it in the next few years, its better to put it in 1yr time deposit, kahit maliit lang ang interest at least hindi mababawasan

now maliwanag, starting may1,2017- dormancy fees shall be charged only AFTER 5 YEARS of last activity at ONLY if ang laman ay below minimum ADB

so for example sa BPI ATM na 2K ang minimum ADB, if me 3K ka dun, kahit hindi mo na galawin ng 10years hindi siya dapat bawasan ng bangko

salamat President Duterte! mabuhay ka! #du30

wanted stay-in yaya

as a single father, and a small time business owner, it is really a struggle to find employees for your shop and also for household chores..

even the strategy of giving high salaries is not enough to find employees, 

now, sobrang hirap humanap ng stayin na yaya. then very hard kasi naspoiled maigi tong mga anak ko, nasanay na me nauutusan lagi. hindi ka naman pwede basta kumuha lang sa agency, as i find it dangerous.

my children are the  most precious and most important to me in this world so i can only have peace of mind if i know they are in safe hands even if im working outside

struggle is real..

Klea Pineda 2019

Ms. Klea Pineda

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mcdo drive thru

kain po, eating while driving at SLEX near santa rosa exit

hirap din pag me allergy ka sa egg, sa cheese, sa milk at sa milk..

after ng inom sa binan, drive tru sa mcdo, kaso lahat me egg.

i ask the drive thru girl , is there any thing that does'nt have egg or cheese or chicken in it? because pimples explode in my face whenever i eat eggs,, the only thing she recommended is Apple Pie!

i am wondering why the breakfast menu of mcdo is so booring..

egg pan de sal?? hello? i am wondering also, why mcdo is forcing us the consumer to order only the breakfast menu during the morning hours... hindi naman masarap mga breakfast menu nila..i want to order the Chicken kahit allergic ako , or the Quarter pounder.. pero hindi daw available, only the breakfast menu.. i said F**c@ you, hindi yan masarap!

in the end, i just order Apple pie & coffee, & drive to the nearest Jolibee drive thru outlet..

SKOL !

makainom na muna, after a full day of hardwork, i probably deserved a drink or few inside my favorite clubs..

Jordan Clarkson Quote

"Yeah.Just go out there, play free and go get a win. That's it," - Jordan Clarkson

Kylie Verzosa at the Loboc River, Bohol - Dec 2018

Ms. Kylie Verzosa

Bb. Pilipinas International 2016 and Miss International 2016

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-photos taken from Ms.Kylie Verzosa Instagram Account -

Jackie Rice at the beach 2018

Ms. Jackie Rice
Actress, Comedianne

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-photos taken from Ms. Jackie Rice Instagram Account