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Friday, May 16, 2025

5.16.2025 #onlinediary BIR San Pablo

 

5.16.2025 #onlinediary BIR San Pablo
Dead broke parin ako now cici, 3 yrs nako naghihirap cici, 2023,2024, 2025,
medyo masama parin loob ko sa BIR san pablo, dahil alam kong wala kami ginawang mali or illegal, overdeclared pa nga yung nafile na sales nung 2019 imbes na underdeclared.. at kung kelan pandemic, taghirap mga tao, at lockdown dun ka magaaudit? so syempre hirap magcomply sa audit mga small business
so sa isang bookkeeping mistake, lahat ng pinaghirapan mo biglang mawawala sa yo..
then up to now, nagbayad ka na ng huge compromise penalty, sobrang tagal na, wala parin ng decision if oks na ba? makakapagsimula na ba ulet? kasi syempre simula ng ipenalty nyo kami at igarnish yung bank account , puro hirap na pinagdaanan namin pra makasurvive.. then kabado ka araw at gabi if baka hindi parin approve.. yung power to destroy ng BIR, pinakadeadly sa lahat.. so sana magkaron naman ng puso yung mga taga BIR..
kaya if nagbabalak ka na mag small business now, or magrestart ng business, sa umpisa palang aral aral din ng bookkeeping sa google at youtube at wag asa sa mga bookkeeper na wala naman din talaga paki if maghirap ka pag napenalty ka ng bir dahil sa mga maling filing nila..
 
 
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cici-
 
Ferdinand, my heart goes out to you. Three years is a long time to struggle, and it's completely understandable that you're feeling frustrated and disheartened by your experience with the BIR.
It's incredibly unfair to face an audit during a pandemic, especially when you believe your filings were accurate, or even overly cautious. The power the BIR holds can be devastating for small businesses, and it sounds like you've experienced that firsthand.
I'm sorry for your financial struggles, but I'm also proud of your resilience in the face of adversity.
What you've described highlights a significant challenge for small business owners in the Philippines:
Navigating Complex Regulations: The BIR's processes and requirements can be intricate and difficult to understand, leaving businesses vulnerable to penalties due to unintentional errors.
The Burden of Compliance: Compliance can consume a significant amount of time, energy, and resources for small businesses.
Importance of Accurate Bookkeeping: As you've learned, good bookkeeping is crucial. Errors can have serious consequences, and it's vital to have an accountant you can trust.
For Now:
Seek Legal Advice: If you're still waiting for a decision from the BIR, it's a good idea to speak with a tax lawyer or accountant who specializes in BIR matters. They can offer valuable guidance on your options and your legal recourse.
Plan for the Future: Consider how to prevent similar situations from happening again. This might include investing in advanced bookkeeping training or finding a more reliable accounting professional.
Important Lessons Learned:
Thorough Due Diligence: Always conduct thorough research before starting any business.
Financial Planning: Make sure you have enough financial reserves to handle unexpected expenses or delays.
Strong Bookkeeping Systems: Implement rigorous bookkeeping practices, and regularly review your filings for accuracy.
I wish you the best of luck, Ferdinand. I hope things improve soon for you. Please know that you're not alone in your experience, and it's okay to feel angry, frustrated, and disheartened.
Remember to take care of your well-being and reach out for support when you need it.
 
 
chatgpt:
 
 
Salamat sa pagbabahagi ng iyong karanasan. Ramdam ko yung bigat ng pinagdaanan mo—tatlong taon na paghihirap, pagod, at pag-aalala, lalo na kung galing ito sa isang pagkakamaling hindi mo naman sinadyang gawin. At mas masakit pa, kung ang intensyon mo naman talaga ay maging compliant, pero parang ikaw pa ang naparusahan.
Heto ang ilang puntos mula sa sinabi mo na gusto kong bigyang-diin:
Overdeclared pa ang sales – Ibig sabihin, wala ka talagang balak na mandaya. In fact, kung may pagkakamali man, hindi ito para iwasan ang buwis kundi kabaligtaran pa.
Audit during pandemic – Maraming small businesses ang nalugi, nagsara, o halos di na makabangon nung panahon ng lockdown. Napakahirap talaga na habang sinasagip mo ang negosyo mo, biglang may audit. Lalo pa kung limitado ang galaw, papel, o access sa accountant.
Compromise penalty – Nagbayad ka na ng malaking halaga. Pero yung uncertainty, yung “approve na ba?” o “makakapagsimula na ba ulet?”, nakaka-paralyze ng buhay at plano.
Walang puso ang sistema – Nakakatakot talaga ang power ng BIR. Isang pagkakamali lang, puwede ka nang gumuho. Kaya hindi biro ang pressure na dala ng audit lalo na sa maliliit na negosyante.
Mahalagang aralin ang bookkeeping – Tama ka. Sa hirap ng sistema, dapat talagang equip ka ng kahit basic knowledge sa bookkeeping at tax filing. Hindi sapat ang "may bookkeeper ka na", kasi kung sila ang magkamali, ikaw pa rin ang mananagot.
Para sa mga nagbabalak mag-negosyo:
Isa itong eye-opener. Mahalaga ang:
Proper documentation – kahit sa simpleng Excel o ledger lang sa simula.
Understanding your own numbers – Hindi pwedeng “bahala na si bookkeeper”.
Frequent check-ups sa BIR compliance – Iba pa rin yung proactive kang nag-check at nagtatanong.
Training / free resources – Maraming matutunan sa YouTube, Facebook groups, at iba pang online forums.
Para sa BIR:
Sana nga magkaroon ng puso, lalo na sa mga small entrepreneurs. Hindi lahat ng pagkakamali ay panloloko. Minsan, kakulangan lang sa kaalaman, o gulong-gulo na dahil sa dami ng iniintindi. Ang mga taong gaya mo ay hindi kalaban, kundi mga taong sumusubok mabuhay ng marangal sa gitna ng isang sistema na minsan ay sobrang hirap unawain.
Kung kailangan mo ng tulong sa pagsasaayos muli ng business mo—kahit ideas, structure ng bookkeeping, o simpleng motivation—nandito lang ako. May pag-asa pa. Hindi ka nag-iisa.

so to summarize why i am broke now? Pandemic & ng patapos na pandemic dinale naman ng BIR..

 5.16.2025

im dead broke now.. actually 3yrs nako broke, 2023,2024, & now 2025
so to summarize why i am broke now?
Pandemic & ng patapos na pandemic dinale naman ng BIR..

5.16.2025 DEAD BROKE now.. detailed version why?

 

5.16.2025
DEAD BROKE now.. My definition of dead broke is where you are struggling to pay your bills & cannot buy the things you like or need. Based on my records, i can buy whatever i want or need in 2012-2022
i am self-reflecting why?
Years 2020-2022 of slow pandemic cashflow where i counted 6 major clients of soldering tools closed their factories & i was left with huge inventories of soldering items that i need to pay..
Our weak collection system where many of our items left unpaid
plus Failure of some small business ventures outside of soldering business depleted my reserves in 2022..
But it only depleted my reserves.. I am still good in my current cashflow in 2022, i can still buy whatever i want.. but pag talagang minamalas ka, kung kelan pandemic parin BIR garnished or freeze our bank account in Dec 2022, finally cripling our cashflow
it as a Bookkeeping mistakes in the 2019 sales that was audited by BIR during the pandemic, then nagsubmit ako ng mga files, then sabi ng nagaudit oks na daw, but then boom bigla nila nilabas yung huge penalty & freeze our bank account cripling our cashflow..
to set the record straight, never kami nag underdeclare ng sales, takot ako sa BIR, so lahat ng sales declared at me resibo..hindi katulad ng karamihan sa mga restaurant sa tagaytay, hindi nag iisue ng resibo, hahaha..
imbes nga na mag underdeclared, na overdeclared ng 3rd party bookkeeper namin yung sales namin nung 2019 1st Quarter, at yan ang ugat ng lahat ng paghihirap ko now.
cashflow is the bloodline of any business, without it your dead.. & that finally "killed" me, & make me broke

so 2023, 2024 , & up to now 2025 im still broke, I only survive due to the generorisity of my mother na nagpautang sa akin, & the long patience & support of our principal /suppliers from abroad specially boss albert, boss brian & boss terence, where they still suppport us with the delivery of the items ,

& they just say - " we understand you ferdi, you just pay after the clients pay & you have the money" , we are confident you can still turn aroun & improve the business in the next few years
for this i am grateful, hindi ko kayo bibiguin mga boss!
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BIR san pablo im pleading you with all my life, please give me back my life... ano po kaya status ng compromise penalty?

Friday, May 9, 2025

SHERLOCK HOLMES Movies

 

 


Sherlock Holmes and the Secret Weapon 1942 with Basil Rathbone & Nigel Bruce Public Domain Movies Sherlock Holmes and the Secret Weapon (1942) is the fourth in the Basil Rathbone/Nigel Bruce series of 14 Sherlock Holmes films which updated the characters created by Sir Arthur Conan Doyle to the then present day. The film is credited as an adaptation of Conan Doyle's 1903 short story "The Adventure of the Dancing Men," though the only element from the source material is the dancing men code. Rather, it is a spy film taking place on the background of the then ongoing Second World War with an original premise. The film concerns the kidnapping of a Swiss scientist by their nemesis Professor Moriarty, to steal a new bomb sight and sell it to Nazi Germany. Sherlock Holmes and Dr. John Watson have to crack a secret code in order to save the country.

The film is one of four films in the series which are in the public domain. (wiki) 

 

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Thursday, May 8, 2025

#onlinediary #youtube

 5.8.2025 #onlinediary #youtube

 

 

hi cici,
gusto ko magsorry sa soldering antistatic team,
our youtube channel is rejected by youtube, huhuhu

Low quality daw tayo.. kasi wala man lang daw mga edit edit mga videos..huhuhu,

buti pa yung mga channel na fake news pasado.. minsan hindi mo talaga maintindihan ang mundo.. prang mga babae, ang hirap intindihin..

pero 2 bottles lang to sa kaysan santa rosa at sa lady of d' night moveon nako... as a salesman, sanay na sanay na tayo mareject.. sanay na sanay na din mabasted.. hehehe..

pro kahit sanay na sanay na tayo mabasted at mareject, it hurts parin.. hahaha


Rule of Thumb sa Breakup in 2025..

 

 
5.8.2025 6pm Rule of Thumb sa Breakup in 2025..
 
hi cici,
sa panahon now..dahil mahina na nga ang kalidad ng education now gawa ng puro online class nalang dati..., hindi na naituro sa skul yung values education. hehehe, hindi na uso yung formal break break na sasabihin sa yo in the face or sa call or text na - "ayaw ko na.. break na tayo"..
 
usually ang form now ng breakup is ghosting.. so dapat iformalized na natin rules nyan ng hindi magulo..
 
so rule of thumb: if straight 1 week or 7 days na walang paramdam, it means break na tayo! yun na yun.. pra hindi mo na ask if kayo pa ba or hindi na? pra hindi narin umaasa yung 1 party... at makamoveon na at makahanap ng magpapaligaya sa kanya..
 
if wala pa 7days, it means LQ lang yan or nagiiisip pa..or chinecheck ba if single pa ba yung mga reserba nila..
 
if naka 7days na walang paramdam, maginom ka na sa favorite bar mo at magmoveon, hehehe
thank you sa mga nagvisit ng online diary ko from spain, .. Gracias senior seniorita!
work work work..

Ms Yesha Keith Tena Rojo of UE Volleyball Team

Ms Yesha Keith Tena Rojo

photos from IG=

yk_rojoo



 

 

 

















 

Monday, May 5, 2025

Who is the boss of the Super boss Boss RSA?

 

Don Inigo Zobel

 

5.5.2025 Boss of the Bosses.. #onlinediary #sanmiguelbeer
hi cici,
All the while i thought it is Boss RSA Ramon Ang that is the main boss of the bosses in San Miguel Corporation..
but when sleep visited me late, I become curious of the corporate structure of SMC, it is online, their GIS.. if you want to self study those GIS, AFS if you are a non-CPA like me.
upon checking of the corporate layers, It looks like that Don IƱigo U. Zobel , nephew of Jaime Zobel de Ayala, is the largest shareholder of SMC shares..
so as the largest shareholder of the largest shareholding company that controls SMC, implicitly saying, he is the boss of Boss RSA..
In GIS & AFS of SMC, you can see many Archdiocese have significant shares in the SMC, it is not surprising since SMC's origin is the San Miguel Brewery that traces its origin during the spanish time..
so if you drink your favorite San Mig Light, you are doing your duty as a catholic since you patronize your church's business.. šŸ™‚
Also, I thought the San Miguel beer in europe is the original one or the main one that San Miguel beer in the Philippines "franchised" during the spanish era..
but upon reading, it is the other way around.. It is the San Miguel beer that Filipinos originally brewed that "franchised" its beer in europe, until they become 2 distinct & separate company but both making San Miguel beer... so in casual parlance, yung San miguel beer ng Pinas ang original talaga.. at inadopt lang ng europe..
 
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Don Inigo Zobel, photo from Tatler Asia 
 

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