2025 MPBL SCHEDULE BINAN TATAK GEL at Alonte sports arena binan , laguna

 MPBL SCHEDULE BINAN TATAK GEL

 

to my ex

8.1.2025 #onlinediary

to my ex that i truly love for 5 years, na me baby & kalivein na now..

please leave me alone.. you made your choices ng hindi ako yung pinili mo.. Naghousing loan tuloy ako sa bangko so i can bought a new house kahit hindi ko naman tlaga need because you said you will marry me.. I sacrifice my dream honda civic before so i can present to you a new house as a wedding gift..

Now gets ko na, Kaya pala hindi ka happy ng bumili ako ng new house . Kasi dalawa pala jowa mo at mas gusto mo yung isa.. hahaha.. but it is ok, i moved on..

Now, yung pinili mo, inanakan ka lang, then tinira ka pa sa house ng parents, so syempre lahat ng babae pag ganyan hindi nakabukod, lagi yan me conflict.. stressed ka.. ginawa ka pang katulong..hehehe

the worst, naanakan ka nat lahat, hindi ka parin pinapakasalan..hahaha.. graduate ka na naman ng college, at masipag, maganda pa, me formal culinary education ka at experience, at kayang kaya magtayo ng sariling food business, pero ayaw ka parin pakasalan noon.. E di lalo na now..

sooner or later, papaltan ka rin nyan ng mas fresh, kasi bata pa yang kalivein mo.. at alam din naman nyan na manloloko ka, kasi pinagsabay mo kami dati..

for me, please leave me alone.. i admit happy at masarap yung time na naging tayo.. pero tapos na yun.. me baby at kalivein ka na.. wag mo nako guluhin kahit single parin ako..

7.31.2025 #onlinediary CLOWN NA CHEAP PNP CHIEF

 

 

 7.31.2025 #onlinediary CLOWN NA CHEAP PNP CHIEF 

BUMAGSAK yung pesos now gawa ng ginawang clown ng cheap PNP yung gobyerno.. from 56php:1 usd lang few days ago bago yung clown boxing, now 58php:1 usd na.. 

Sinong INvestor sa tingin mo magtitiwala na safe sila sa Pinas if CLown ang cheap PNP???

badtrip ako, kasi dollars yung utang ko sa mga suppliers namin abroad.. so lalo ako hindi makaahon sa kahirapan nito..ito yung sinasabi ko.. langya talaga

hindi rin pabor sa mga family ng OFW yung pagbagsak ng pesos, tataas nga value ng padala, pero ganon din kasi tataas din price ng gasolina at bilihin kasi taas ng dollars now..

yan ang mangyayari if ang mga foreign investors is hindi feeling safe..
kakaumay na yung mga drama at away nitong marcos vs duterte..

if you purchase abroad, how can you put them in the purchase journal?

7.29.2025  

if you purchase abroad, how can you put them in the purchase journal?

ChatGPT said:

If you purchase goods from abroad (international/import purchases), you must still record them in your Purchases Journal for BIR compliance. Here's how:

---

✅ How to Record Imported Purchases in the Purchases Journal (Philippines)

Even if your supplier is overseas, you must treat the transaction as an import, and record it accordingly. Here's what to include:

📌 Typical Entry in Purchases Journal (for imports):

Date	Supplier	OR/Invoice #	Description	Amount (PHP)	VAT Input	Remarks
07/29/2025	Alibaba	N/A	Imported Soldering Tools	₱10,000.00	₱0.00*	Import – BOC paid

---

🔍 What to consider when recording:

Aspect	What to Do
Supplier Name	Indicate the foreign supplier (e.g. Alibaba, Amazon, etc.)
Invoice No.	Use the commercial invoice number (or indicate “N/A” if none)
Amount	Use landed cost (including shipping, insurance, duties, VAT at Customs)
Input VAT	Input VAT is claimed only if paid to BOC during importation
Remarks	Note that it’s an import purchase

---

💡 Notes on Input VAT for Imports

• You can claim input VAT if:

  • You are VAT-registered.

  • You paid 12% VAT to the Bureau of Customs (BOC) during import.

  • You have a BOC Official Receipt or Import Entry & Internal Revenue Declaration (IEIRD).

⚠️ You cannot claim input VAT on foreign invoices alone—only if the VAT was paid to BOC.

---

📦 Example: You import $150 of soldering tools from China

Let’s say:

• $150 × ₱56 = ₱8,400

• Shipping = ₱2,000

• Import duties + VAT (paid to BOC) = ₱2,500

• Total Landed Cost = ₱12,900

Your Purchase Journal entry:

Date	Supplier	OR/Invoice #	Description	Amount	VAT Input	Remarks
07/29/2025	Shenzhen Tools	1001CN	Imported soldering tools	12,900.00	1,200.00*	VAT paid to BOC (import)

---

🧾 Supporting Documents You Should Keep

1. Commercial invoice from the foreign supplier

2. Airway bill or Bill of Lading

3. Import Entry (IEIRD) from BOC

4. BOC receipt showing 12% VAT paid

5. Proof of payment to supplier (bank transfer, PayPal, etc.)

These are important for both BIR and customs audits.

---

Summary

Step	Action
1. Include in Purchases Journal	Yes, even for imports
2. Use landed cost	Include freight, insurance, duties, taxes
3. Claim input VAT only if eligible	If VAT was paid at BOC and you’re VAT-registered
4. Use proper documentation	Keep invoices, BOC docs, shipping records

7.29.2025 #onlinediary

 

7.29.2025 #onlinediary

pra makaahon sa kahirapan, sariling sikap self study ng mga pasikot sikot na galawan /compliance sa BIR, customs, SSS, pagibig, philhealth, LGU, at iba pang pasikot sikot na kung ano anong compliance..

salamat sa university of youtube, chatgpt, google Ai, at mga official FB ng mga government agencies..

sa totoo lang, mas madali pa yung mga calculus at mga thermodynamics laws at mga laws of physics, chemical reactions kesa makabisa tong mga compliance nato..

kasi yung mga laws of sciences, mathematical equation, kung ano yung laws of physics panahon pa ni newton at ni einstein, yun na yun...hindi na yun mababago..mag uupgrade lang ang technology , pero yung mathematical basis at physical chemical properties , yun parin yun..

pro itong saa gobyerno, kada taon, ibaiba ang rules.. paiba iba ang policies...pasikot ikot,

what are the things you can put in the purchases journal?

 

 

 what are the things you can put in the purchases journal? BIR philippines


ChatGPT said:
In the Philippines, for BIR compliance, the Purchases Journal (also referred to in bookkeeping as the Purchase Book or Book of Purchases) is primarily used to record all purchases of goods, services, and other expenditures that support your business operations. It is required for both VAT-registered and non-VAT businesses.

✅ What You Can Include in the Purchases Journal (BIR-compliant):
1. Goods for Resale or Manufacturing
Merchandise bought for resale

Raw materials and supplies used in production

2. Services (if related to operations)
Professional fees (accounting, legal, IT)

Marketing or advertising services

Repairs and maintenance services

Freight and delivery charges

3. Capital Goods / Fixed Assets
Equipment and machinery

Furniture and fixtures

Computers, printers, etc.

If you're VAT-registered, capital goods are monitored separately under BIR Form 2550M/Q.

4. Office and Operating Supplies
Paper, ink, cleaning materials

Small tools and consumables

5. Utilities and Other Operational Expenses
Electricity

Water

Internet and telephone

6. Rent
Office or store rent

Yes, rent can be included in the purchases journal if it's a record of all business-related purchases including services and operating expenses (not just merchandise).

7. Other Allowable Business Expenses
Insurance

Licenses and permits

Delivery and courier services

🔍 BIR Requirements (Key Columns in Purchases Journal):
For VAT-registered businesses, the BIR requires the Purchases Journal to include the following fields:

| Date | Supplier Name | TIN | Address | Description | OR/Invoice No. | Amount (Gross) | VAT Amount | Net of VAT | Withholding Tax (if any) |

❗ REMINDER:
Always ask for a VAT Official Receipt (for services) or Sales Invoice (for goods).

Attach supporting documents like receipts/invoices for each entry.

Ensure correct classification (capital goods, services, etc.) for proper BIR reporting.

✅ Summary:
Yes, the BIR-compliant Purchases Journal can include not just inventory, but also services, rent, utilities, capital goods, and other allowable business expenses — as long as they are business-related and properly supported by valid receipts or invoices.

good music feeds your soul

 

7.28.2025 #MusicLovers #onlinediary

"Good food feeds your stomach, a good woman feeds your deeck, but good music feeds your soul."

 

 

clown na si general torre..

 

7.28.2025 #onlinediary #BBM

#SONA2025

hi cici,

Nakadagdag pa sa anxiety ko bilang parent tong clown na si general torre..with due respect to our good president , sa time lang ni BBM ako nakaranas manakawan ng laptop at my very own house..

in his 3 yrs, i find BBM a good & hardworking president, but his choices of PNP chiefs are palpak..

Street criminals are rampant now, they will be more rampart knowing that the head of the police is a clown and have different priorities in life...

hindi na dapat pinapatulan tong mga pinagsasabi ni baste duterte nato..me kasabihan nga, ang pumatol sa siraulo, is mas sira ang ulo..

Policemen are paid highly by the taxpayers of the Philippines to focus in incombating criminalities and not to be a clown.

nakakatepok talaga ang kalungkutan..

7.26.2025 2am #onlinediary

another sobrang lonely night magisa while working sa compu pra mapaship yung mga small shipments from my principals in japan , indonesia, china & usa.. pra madeliver nato sa mga valued clients.. 

 

sobrang lonely talaga magisa, lalo na pag tagbagyo at tagbaha, hindi ka makapagchill sa labas at wala ka makain sa bahay.. ramdam na ramdam mo yung lamig.. wala ka mayakap.. ni wala kang chicks na magluluto sa yo ng sopas..

 

makaahon lang talaga ako sa kahirapan this year. then jan next year, maghahanap na talaga ako ng mamahaling tunay, yung pangforever na , 1-2 sexy na masarap magluto na magbibigay sa akin ng kaligayahan sa buhay at nakakatepok talaga ang kalungkutan..

 

 

Loneliness is a global health threat and a political failure

Social disconnection shortens lives and fractures societies. The WHO is urging leaders to act now before more lives are lost.

By Dr Tedros Adhanom Ghebreyesus, Vivek Murthy and Chido Mpemba

Published On 25 Jul 202525 Jul 2025

 

 

Around the world, an invisible threat is increasing the risk of disease, shortening lives and fraying the fabric of our communities. Social disconnection – when a person lacks sufficient social contact, feels unsupported in their existing relationships, or experiences negative or strained connections – is an increasingly serious but often overlooked danger to health and wellbeing. There are several forms of social disconnection, including loneliness and social isolation.

Today nearly one in six people globally report feeling lonely. Among adolescents and young adults as well as people living in low-income countries, the rate is even higher. But loneliness and social isolation are not just emotional states – they can be lethal. According to a recent report from the World Health Organization (WHO), from 2014 to 2019, loneliness was associated with more than 871,000 deaths annually – equivalent to 100 deaths per hour. We now have irrefutable evidence that social health – our ability to form and maintain meaningful human connections – is just as essential to our wellbeing as physical and mental health. Yet for too long, it has been ignored by health systems and policymakers alike.

The report by WHO’s Commission on Social Connection comes a month after the World Health Assembly adopted the first ever resolution on social connection. The report marks a turning point for this serious global health threat and highlights the need for decisive leadership and action. The commission’s report charts a clear path forward with evidence-based strategies to reverse this scourge and strengthen the bonds that allow individuals and societies to thrive.

Humans are hardwired for connection. From our earliest years, relationships shape our brains, our emotions and our chances of living a healthy life. Conversely, disconnection, whether through loneliness, or social isolation, can have devastating impacts: It increases the risk of heart disease, stroke, depression, anxiety, dementia and premature death. It can also result in poor school and work performance and costs economies and societies billions per year.

But the good news is that solutions exist. The commission’s report outlines interventions that work – from national policies and community programmes to campaigns and individual support strategies. It highlights a range of successful examples: peer-to-peer support for low-income older people in South Africa; “social prescribing” of activities to older adults in South Korea, like music, storytelling, gardening and self-help groups; integrating social connection into broader development policy in Djibouti; embedding it as part of ageing policies in Albania and in mental health policy in Spain; establishing dedicated national strategies in countries such as Denmark, Germany, Japan, Finland, the Netherlands and Sweden; and campaigns to encourage small acts of kindness in Australia, Great Britain and the United States.

We call on all countries to prioritise social connection.

 

This is not only about personal health and wellbeing. It is also a cornerstone of economic prosperity, national resilience and social cohesion. Societies that foster trust and connection are more innovative, more secure and better able to respond to crises. The COVID-19 pandemic brought this truth into stark relief. As lockdowns forced physical separation, the human need for connection became unmistakable – and so did the costs of its absence.

The WHO commission proposes a global roadmap built around five key pillars – policy, research, interventions, measurement and engagement.

The key actions it calls for are to develop national policies that integrate social connection into health, education and labour agendas; invest in research to better understand what works; scale up culturally relevant and cost-effective interventions; collect better data to track the problem and measure progress; and build a global movement to change attitudes and reduce stigma.

It is critical that this movement includes the voices of those who have endured the pain of loneliness and social isolation as they understand what real solutions look like.

As leaders, we cannot afford to remain passive. Every day we delay is another day of lost potential, unnecessary suffering and preventable death. But if we act boldly, collaboratively and compassionately and on a large scale, we can build healthier, more connected and more resilient societies.

 Social health is not a luxury. It is a human need. And now, more than ever, it must be a political priority.

 

 

 

CHECK WRITING ADVISORY 2025

 

 

 

Hopefully magtagumpay sina Biñan City Rep. Arman Dimaguila

 

7.24.2025 #onlinediary

sobrang kawawa natong Laguna, lagi nalang baha..

oks na kasi dapat tong Laguna Lake dredging..nadregdge na dapat to nung time pa ni PNoy, After ng mahaba at magastos na proseso ng mga feasibility studies etc, finally, aapprove nato nung time ni PGMA, at me budget na , then me contractor na European expert sa dregding..

pero itong mga dilawan, palibhasa kalaban sa pulitika si GMA, cancelled ang project, tangeeena.. kaya laging talo mga dilawan dito sa Laguna..

mas pinili pang magbayad ng Bilyon pesos na penalty nina PNoy et al, kesa ituloy itong dregding project ng Laguna Lake. mapapamura ka talaga noon pa.. Bilyon pesos na nagastos, hindi pa tinuloy

Walang pinagkaiba dun sa pagcancel ni cory sa Bataan nuclear power plant na tapos na, pero dahil legacy ng kalaban sa politika, after Billions of dollars na nagastos, ni 1 MW walang naproduce.

sayang na sayang talaga.. kaya ako bilang taga Laguna, dito ako nabadtrip sa mga Dilawan.. mabanggit lang yung name na liberal party, kumukulo na dugo ko..hahaha. Alam naman yan nila madam leni et al dati pa, kaya nga imbes na dilawan sila, nagrebranding sila ng Pink..

Hopefully magtagumpay sina Biñan City Rep. Arman Dimaguila at mga Laguna officials sa kanyang resolution na mapadrege na Laguna Lake, .. Hopefully too, lahat ng Nanalong politiko ng Laguna is manawagan ke BBM na ipush tong Dredging nato..

 

 

naweaponized na ng mga politiko yung pag-aanounce na walang pasok due to bagyo, habagat, baha, heatwave, taal volcano smog..

 

7.23.2025 #onlinediary

naweaponized na ng mga politiko yung pag-aanounce na walang pasok due to bagyo, habagat, baha, heatwave, taal volcano smog..

me mga politiko pa nga sa laguna, na ang lalayo sa taal volcano na nagdeclare walang pasok dahil sa smog daw, pero yung laurel, talisay, at iba pang katabi mismo ng taal sa batangas is me pasok...hahaha

resulta= based mismo sa deped, halos 1 month ang nawala sa mga estudyante dahil sa walang pasok due to these things.. magtataka ka pa bakit mahina ang educational system natin now?

suggestion= dahal yung city at municipal mayor nalang yung magdeclare ng walang pasok.. kasi ang laki ng probinsya.. iba iba sitwasyon at elevation ng mga towns & cities in a province. yung mga bahain talaga yun talagang dapat no classes

How many calories is Knorr Hot Meals- BEEF GOTO MIX?

 

 

LABEL READING & TASTING-  

Knorr Hot Meals- BEEF GOTO MIX ( 32g)

 How many calories is Knorr Hot Meals- BEEF GOTO MIX? 

=  115 Calories

For comparison :

1pc Jollibee steamed rice) = 180 calories

1 san mig light = 100 cal, 

 A standard 330 ml bottle of San Miguel Apple Flavored Beer contains approximately 135 calories 

 

 

 

7.20.2025 140am #DOSTPAGASA

 7.20.2025 140am #DOSTPAGASA
More funds to our DOST-PAGASA! pra hindi mag-abroad yung magagaling at veteran meteorologist natin..
wala namang typhoon signal dito sa Laguna, in fact buong Pinas at this time is- No Tropical Cyclone Wind Signal
pero bat pang signal #2 yung hangin at ulan?

ANG DAMI MONG ALAM PARENG RALPH!!!

 

7.19.2025 #onlinediary

MALING MALI ka preng ralph.. yung majority , i could say 99% ng me 5 yrs time deposit (TD) ay mga hindi rich, kundi struggling middle class. It is thru hard work & hindi galing sa kurakot. Then ang pinaka incentive nalang dito is tax free siya kahit papano dati..

Hindi naman ako apektado dun sa ginawa mo, dahil broke nga ako now at wala nga ni pera pambili ng mumurahing laptop, pero i post it para sa mga hardworking working class, OFW at mga nagiipon pra sa future..

kasi yung 1-3 yrs time deposit is usually magkano lang ang interest rate? nasa 1-2% PA lang. Ang annual inflation rate ng Pinas now is nasa 1.4-1.8 per annum, so lugi yung pera mo dito.

so if nagtitipid ka at nag iipon sa future, ang gagawin mo is ilalagay mo sa 5yrs TD kasi tax free siya. sa BPI family bank before, if 5yrs TD, ang interest rate is 5% PA tax free, creditable to your SA every quarter. so kahit papano, oks siya

Now if itatax nyo parin yan ng 20% WH yung mga long term deposit, magyayari , yung 5% interest rate, magiging 4% nalang.. parang pinepenalty mo yung mga taong prudent, kasi yun na nga lang yung incentive mo pra magipon mga tao , ang maging tax free yung 5yr TD nila..

ANG HIRAP SA YO PRENG RALPH, ang dami mong alam! ang dami mong alam, kung pano magdadagdag ng tax! hahaha. Last time 20 yrs ago, ginawa mong 12% ang VAT from 10% lang, Kaya nga Pinas ang isa sa pinakamataas ang VAT sa buong mundo..

Ang suggestion ko nalang sa mga kasoldering ko na me extra money, punta nalang kayo sa BDO, CHINABANK or sa mga favorite nyong bangko at bumili ng treasury bonds or corporate bonds. Pero pinakasuggested ko is sa BDO kasi open sila ng sunday. Hindi mo need umabsent sa work.

Yung treasury bonds guaranteed ng gobyerno so sure na sure 101% na makukuha nyo interest at yung capital nyo maibabalik after 5yrs

Then ganon din yung corporate bonds. very very safe investment, Last time nag-offer yung Petron ng corporate bond. Lend Php50K to Petron Corp. For 6-7 Years and Earn 7.8% to 8.0% p.a. So after 20% tax, nasa 6.24 % parin interest or like yung 7 years NLEX bond na nasa 6.6% pa ang interest rate ( so magiging around 5.3% after tax)

sa treasury & corporate bonds, yung interest nya, makecredit sa savings account nyo every quarter (3months), then yung capital is guaranteed matic makecredit din sa savings account after maglapse yung 5-7 yrs tenor.