Adding funds to a PayPal account in the Philippines is best done by linking a local bank account or debit card in the "Wallet" section, allowing for direct transfers. Common methods include linking banks like BDO, utilizing GCash for transfers, or using GoTyme Bank debit cards. It is recommended to use the website to initiate transfers, which take 3–5 business days.
Top Ways to Add Funds to PayPal in the Philippines
- Link Local Bank Account: Log in to your PayPal account, go to the "Wallet" tab, click "Link a bank account," and enter your bank details. Verified banks in the PH include BDO.
- Link Debit/Credit Card: You can link a Visa or Mastercard debit/credit card (e.g., GoTyme) to use for purchases without pre-funding the balance.
- Transfer from GCash: You can link your PayPal to GCash and transfer funds between the two accounts.
- Request Money: Send a money request to another person who can then pay you directly into your PayPal account.
Key Details to Remember
- Transfer Time: Adding money from a bank account typically takes 3-5 business days.
- Account Name: The name on your linked bank account MUST match the name on your PayPal account.
- Website Usage: To "add money" to your balance, it is often required to use the PayPal desktop site rather than the app.
- Verification: Linking a bank account or card also verifies your account, allowing you to withdraw funds, not just add them.
Common Banks Used

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