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Thursday, April 6, 2023

Wigo or Dzire?

4.6.2023 1130pm
dear diary,
i am now window shopping for a small car. just window shopping dahil wala pa budget.. broke pa.. hahaha
so these are the result:
small car price in the market 2023
Toyota Wigo 1.0 VVT-i E M/T (66 ps/ 6000 rpm) = ₱ 578,000
Mitsubishi Mirage GLX MT 1.2 L -(78 hp @ 6,000 rpm)= P711,000
Honda Brio 1.2 S MT (90ps) / 6,000 = Php680,000
Kia Picanto EX MT 1.2 L (84ps/6000)= P700,000
Suzuki Dzire GA 1.2L - M/T 82Hp/6,000 rpm = ₱609,000
oks yung wigo, tipid sa gas, then medyo konting bawas sa san mig light, is kakayanin narin yung monthly. yun nga lang mukhang sexy lang pwede mong isakay.. hahaha
problema baka manibago ako, si ela ko (elantra 2013) is 130 ps. if nasanay ka sa 130ps, then bigla ka gagamit ng 66ps. baka mainip ako.. pero still, lakas makaappeal nung tipid sa gas nung wigo.. 66hp means tipid sa gas...so pwede ka talaga maglong drive ng maglong drive..hahaha
kaya pala easy easy lang ke idol mate direk melvin yung long drive sa baler, ingatz direk
mas gusto ko sana yung mirage, kasi mirage is made in the Philippines. mirage is made in Santa Rosa, Laguna.. i am pretty sure, in one way or another, yung Hanstar soldering tools or Anyi calipers namin, nagamit ng subcon ng mitsubishi in manufacturing its parts. kaso mukhang way out of budget na...
so mukhang green flag tong wigo, kahit every week ka long drive to the beach, hindi masyado ubos budget mo sa gas.. pero as of now na broke pa, hanggang tingin nalang.. hahaha
Ipon ipon na ng pangdown! hahaha
searching the net:
Thank you for using the BPI Loan Calculator, with the following results:
Selling Price: P578,000.00
Downpayment: P173,400.00 (30%)
Amount Financed: P404,600.00
Monthly Amortization: P13,186.00 (36 months)
----
BDO loan calculator:
Selling Price: P578,000.00
Downpayment: P173,400.00 (30%)
Amount Financed: P404,600.00
Monthly Amortization: P13,187.00 (36 months)
---
Security Bank loan calculator:
Selling Price: P578,000.00
Downpayment: P173,400.00 (30%)
Amount Financed: P404,600.00
Monthly Amortization: P13,032.62 (36 months)
---
UnionBank loan calculator:
Selling Price: P578,000.00
Downpayment: P173,400.00 (30%)
Amount Financed: P404,600.00
Monthly Amortization: P13,282.52 (36 months)
---
MetroBank loan calculator:
Selling Price: P578,000.00
Downpayment: P173,400.00 (30%)
Amount Financed: P404,600.00
Monthly Amortization: P13,256.00 (36 months)
---
PNB car loan calculator:
Car Brand:
Toyota
Car Type:
Passenger Car
Car Price:
Php 578,000
Downpayment:
Php 173,400 at 30%
Number of Payments:
36 Months
Amount to Borrow:
Php 404,600
Monthly Payment:
Php 12,997
----
EastWest Bank loan calculator:
Selling Price: P578,000.00
Downpayment: P173,400.00 (30%)
Amount Financed: P404,600.00
Monthly Amortization: ₱ 13,077.57 (36 months)


Ang Ganda ng hyundai creta..

 

4.16.2023
Dear diary,
Ang Ganda ng hyundai creta..if magisa ka lang lagi oks na oks to. . pero lakas ng appeal ng hyundai stargazer kasi pwede pang business..multipurpose..maporma at malaki yung loob. Pwede mo lagyan ng mga mg box pag magdedeliver ng items sa clients.
Kaya lang kasya kaya to sa garahe? Hahaha..medyo mahaba tong stargazer.hahaha. if me budget ka, creta or stargazer??
So prang chicks lang, sino piipillin mo? Yung sexy na gaya ni creta ? Or yung pampamilya at mas makakatulong sa business na si stargazer?
For now prang lakas ng appeal ng stargazer..if ako papapiliin now, stargazer gusto ko..kaso wala naman ako asawa, wala naman jowang seryoso..prang akward ,7 seater yung kotse mo tapos ikaw lang laman..hahaha..
Yung Hyundai me factory na yan sa Laguna technopark sa binan,santa rosa ,laguna so let us support our own..
at yung hyundai prang toyota rin sa tibay at sa availability ng pyesa..realtalk lang. Generally, mas maporma nga lang ang hyundai pero mas malakas din sa gasolina kasi malalaki makina. Toyota tipid sa horsepower so tipid din sa gas..Hahaha
Anyway, broke na broke parin at hindi pa recover sa bagyong dumaan (supersupermega typhoon BIR) .at wala pa pambili..madali gawan ng paraan yung low downpayment, kaso ang mabigat is yung monthly. Baka bago nga kotse mo, kaso ubos na budget mo sa monthly, wala ka na pambili man lang ng san mig light? Hahahha
Hays, so for now, hanggang tingin nalang muna.. tsaka ko nalang pagisipan pag me budget na if dun ba tayo sa sexy or dun sa mas makakahelp sa business? hahaha. work work work..

Wednesday, April 5, 2023

Enhanced Defense Cooperation Agreement (EDCA)

4.5.2023
Dear Diary,
In as much as i want to keep my mouth shut, and keep my opinion to myself regarding many issues, i really cannot keep my fingers from typing this one.
We are industrial distributor, we supplied soldering & anti-static tools to manufacturing companies, many of which are owned by foreigners & business tycoons. That is why as a supplier, i really cannot post something against them as they are our valued clients in one way or another. That is why i just make fun of myself & just post mema thing about the sexy chicks & my being brokenhearted. hahaha. i cannot post something serious you know! hahaha
The brands that we sell are mainly from China, USA, Japan, & Indonesia. So i love these countries. I love America, Chemtronics desoldering wick which is produced in USA is one of our best selling items, they help me pay the bills.
But i am particulary concerned about the sudden shift of BBM as opposed to foreign policy of D30. I am afraid of this Enhanced Defense Cooperation Agreement (EDCA) being fast-tracked by the Marcos government.
For the record, i am against giving the Americans & other foreigners the Military bases in which they can conduct war in the future.
In war between elephants , we the ants, and our grass are going to suffer. specially if one of the protagonist have military bases on our soil.
I am for Neutrality, A friend for all, & Enemy of none. just like Duterte's policy.

Thursday, March 30, 2023

Ms. Sue Ramirez 2022 beach photos

thank you for the inspiration & hope Ms Sue Ramirez...In this time of uncertainty, you are certainly so hot & an awesome distraction..

Ms. Sue Ramirez

 
























this is actually not a beach photo but taken from San Benito Farm at Lipa, Batangas

photos taken from IG:

IG= sueannadoodles

Ms Julia Barreto 2023

Ms Julia Barreto 2023

photos taken from:

https://www.facebook.com/juliabarretto 

https://www.instagram.com/juliabarretto/









 

half of the battle is won if you will just show up..

 

3.30.2023 5pm
dear diary,
kung ano man yung stress at hassle at issues at problema na kinakaharap ko now.. kasalanan ko lahat to..
i realized,
1/4 of the battle is won if you will just pick-up the phone..
half of the battle is won if you will just show up..
3/4 of the battle is won if you will just show up and do your assignment
80% of the battle is won if you will just show up, do your assignment & ask a little help from friends..
there is no guarantee that you will win every battle, but at least the odds will be in your favor if you will just pick-up the phone, show up, do your assignment & ask a little help from friends
i'm telephobic, i have fear of answering phones, specially unknown numbers. i dont know why.. , i also have this TMJ problem, my jaws & head ache when i talk to much..
hahaha, but we really need to conquer our fears..

Monday, March 27, 2023

Walang interesado manood ng PBA now kahit semis..

3.27.2023
dear diary
Walang interesado manood ng PBA now kahit semis.. Ginebra vs SMB, TNT vs Meralco. Gawa ng sister sister teams, kahit ako, fanatic ng PBA, wala pko pinapanood kahit isang game sa tv.. matalino na mga fans now.. wait nalang ng finals,
Ginebra na!!
laking bagay nung pagpasok sa PBA ng Converge ni coach ayo, at yung pagbalik ni coach yeng guiao sa ROS, medyo nabuhay ang interest sa liga.
need ng PBA ng kahit 2 independent teams pa, at ibenta nalang franchise ng mga farm teams like Terrafirma, Blackwater, Northport.. dun mabubuhay ulet ng PBA.
then need ng alisin yung salary cap sa rookie, pra yung mga magagaling na college players, hindi na mag japan japan! magpadraft nalang sa PBA..
For now kasi Ginebra lang ang bumubuhat ng PBA.. if walang laban ginebra, walang nanood, yung UAAP at MPBL laging puno yung arena..

Saturday, March 25, 2023

3.25.2022 5pm self-reflection

3.25.2022 5pm self-reflection
dear diary,
During my last visit to nuvali some few weeks ago, i tried to visit the Nuvali wakeboarding park. The guard said it is already close. Now i google it and confirmed it my self.
in their FB page, it says - "Unfortunately, Republic Wakepark in Nuvali, has also joined the long list of businesses that closed in the midst of the COVID-19 pandemic, as it announced its permanent closure.
“To our Republic Wakepark family, it is with deepest regret that we inform you that Republic Wakepark will be closing its doors permanently due to unfavorable business climate and pandemic effective April 30, 2021.”
and so do our Lagunastar Industries Company.. we will permanently close in the next few weeks to come. As our motto- Duty, Honor & Obligation. we will just need to deliver those remaining orders and then say it goodbye.
my beloved Lagunastar Industries shop will also join the long list of business that did not survive the pandemic. Though we are at the end of the pandemic. Financial losses in the 3 years 2020,2021,2022 greatly depleted our finances, due to delayed in deliveries (due to non-stop lockdowns in China), customs problems, compounded by increased overhead, and the last nail of the coffin- the unfair BIR penalties, we cannot bear the losses anymore.
I would like to thank all of our valued clients for the past 14 years as we are serving those giant companies since 2009. Before the pandemic, our soldering shop is known by the clients because we quote and deliver very fast, as we always have stocks, and the quality of our items is even better even though our pricing is also a lot lower than the competition. They are the reasons why we managed to survive in 14 years. But that was before the pandemic.
that is why i am bitter these past few months, because i cannot accept the fact na nalugi yung business.
when you are bitter for your past failures in business and personal life, you tend to hate yourself.
when you hate yourself, you tend to hate all. You hate the BIR for the unfair penalties, you hate the Customs for delaying your shipments, you hate the Philippine goverment , you hate the NPA terrorist, you hate the lockdowns in China. You hate your past bookkeeper for not warning you.
when you hate yourself, and bitter, you are very sensitive, nagiging matampuhin ba? you hate all, ,you hate even your family and friends and loveones, even though they are supporting you. wala lang because mainit ang ulo mo at pressured ka so you just hate everybody.. you even hate those cats sa harap mo na wala naman ginagawa sa yo so minsan pag lasing ka , nasisipa mo, ( im very sorry, im bad)
wala karin gana sa buhay, you lost interest in many things that excites you before, pati pag inom inom sa labas tinamad ka na, you lost interest even in women, hahaha, all your interest is in eating foods & watching netflix, then sleep.
but now, when you accept your fate, you can begin to forgive your self, & when you forgive yourself, you stop the hate, and begin your healing and try to back to the drawing board again.
So i would like to say sorry to my loveones who are at the receiving end of my bitterness the past few months , im really sorry
laking tulong nung long drive sa la union beach last week, nareset ang utak mo. nawala hate mo sa katawan, me konting bitterness nalang kasi medyo malaking amount yung nawala sa yo, nanghihinayang ka parin..pero accept mo na.
acceptance is the key, now the healing begins..
I think i really need to have a GF, para me mayakap yakap na pra yung ulo ko malamig ba lagi, pra mas mapabilis ang healing at recovery process.. hahahah

Tuesday, March 21, 2023

3.21.2023 4pm self-reflection

3.21.2023 4pm self-reflection
dear diary,
huling lamay ni ate ina.. reminds me that life is short. si ate ina, napakabait.
yesterday, i cannot breath properly.. i have experience shortness of breath for some 1-2 months already but i just ignore it. but yesterday, i really cannot breath. i am panicking.. i am thinking like do i have a cancer? or COPD? but i am not a smoker.. but korek mga pinsan ko, acid reflux or GERD lang pala to.. i usually take 5-6 or more coffee per day. salamat sa google, napayapa ako.. but pacheckup parin ako.. i hate this feeling na hindi makahinga..
bayaran na naman ng ITR.. puro tax tax tax, then winawaldas lang ng gobyerno sa kung ano ano..
before ano ako, happy go lucky lang. i have no hate in my life. except for these terrorist NPA from UP, i dont hate anybody. Even the unpopular goverment people , i don hate them
but after ng nangyari sa akin sa BIR last december, at nawalan ako ng pera. nabroke ako... parang napuno ako ng hate sa katawan, suddenly i hate myself.
if you hate yourself, you become a changed man, you become bitter. you suddenly hate everybody. you hate the BIR, you hate the customs , you hate these goverment people, you hate all the people , mainitin ang ulo mo, or nagkukulong ka lang sa room, you even hate your ex-girlfriends na nanloko at nang -iwan sa yo, you even hate the cat in front of you dahil laging nanggugulo sa kusina at ng mga basura..... hahaha
pero tama si nanay, now is the time to stop all these drama. mas marami pang tao na me mas matindi pinagdadaanan sa yo, so you need to stop these drama & accept na wala ka ng pera & just move-on and just work hard again pra makaipon ulet
naiisip ko parin syempre si ate ina, si yayay kasi namatay like 92 or 94 yo, so medyo mataas sinet na standard ng lola ko, so ineexpect ko mga tyahin ko aabot din ng mga ganitong edad so medyo nabigla rin ako. Life is very short indeed
and then now just read in the news- idol LA Tenorio, the iron man of PBA has colon cancer level 3.. i hope he will recover from it.
my beach roadtrip to la union with myfriend berna refreshes my mind, that long drive "reset" your mind.
Now is the time to stop the hate, now is the time to stop the self-pity and bitterness.. now is the time to work..
Just Solder it! work work work...

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